Bengal Student Credit Card Scheme

The government of West Bengal has introduced the Student Credit Card Scheme for the Students of West Bengal to enable them to pursue education without having any financial constraints. This scheme would support the students to pursue secondary, higher secondary, madrasah, undergraduate, postgraduate studies, and professional degrees and coaching for UPSC/PCS/BANKING/ including other universities and other affiliated institutes within and outside India.

The Bengal Govt. has authorized THE GUIDANCE IAS INSTITUTE to give IAS/PCS coaching for UPSC aspirants under this scheme. 

All the students of Bengal can do UPSC Preparation without any worry and economic pressure and take the benefit of India’s best coaching institute(GUIDANCE IAS) faculty and guidance to achieve their goals.

FEATURES OF THE SCHEME:

Entail that a student from West Bengal can obtain a maximum loan of Rs. 10 lakhs @4% per annum simple interest from the State Cooperative Bank and its affiliated Central Cooperative Banks and District Central Cooperative Banks and Public/ Private Sector Banks. An interest concession of 1% shall be provided to the borrower if the interest is serviced during the study period. The upper age limit for the interested students is 40(forty) years while applying for the loan. The repayment period shall be fifteen (15) years for any loan availed under this Credit Card including the Moratorium/repayment holiday. West Bengal Chief Minister launched the WB students Credit card Scheme, developed by NIC, West Bengal on 30th June 2021.

The URL of the portal is https://wbscc.wb.gov.in/

ELIGIBILTY FOR SCHEME:

WB Students studying in Class 10 and above and those living in this state for more than 10 years will get benefitted from this scheme.

HELP LINE NO: The applicants can call toll free number 1800-102-8014, for any grievances or suggestion through

EMAIL ID: email at contactwbscc@gmail.com and support wbscc@bangla.gov.in

PROCESS:

• A Student registers online at the portal and then applies online at the portal itself with the necessary particulars. 
• After submission, the student’s information is assessed by the Head of Institution of the respective Institution selected where the admission has been taken already. 
• After scrutinizing the particulars by the Institution, the application warrants the online formal checking at the Higher Education Department Officials. 

https://wbscc.wb.gov.in/ has started accepting applications from 30th June, 2021.